How can I find car insurance with 3 major claims on my record?



In short:I have 2 total losses on my record due to city vehicles pulling out in front of me. They were at fault but the insurance companies don't care. My wife has an at fault accident which was a 3rd total loss on my insurances.Her dad backed our van into another car, it was just an insurance claim.Unfortunately the 2 vehicles are under my name and no there is no way to change this setup.I am obviously having a heck of a time with my insurances, my current insurance company went from

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Heres my question. I currently live in residence, and the majority of my friends live about 60km away from me. We have an old car in the garage at home, that is not insured. Currently, my parents have 2 cars insured, and im put as a secondary driver. If I insured this vehicle, I would be put as a primary driver. The insurance company would want something like $3000/yr for the car. My question is, is there anyway to get around being primary?? Possibly being an occasional driver?? and having the car at residence...to either go see my friends or drive home.<
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http://news.bbc.co.uk/1/hi/uk_politics/4371431.stm
What do you think? :eek:
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Hmm, i can see the danger there.
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Ive just been discussing with some friends about how unfair it is here in the UK for new drivers. We are very heavily charged for a car with any kind of power (I got a quote for an st200 for 16000 at 19)
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Geico - ~$6500 with $500 deductibles w/collision, ~5000 without
Progressive - ~$6700 with $500 deductibles w/collision, ~5500 without
NJM - ~$4,750 with collision, $3108.00 without
I went with NJM because they are far better (my parents use them).. they stuck me on their policy.. went from $4,750 to $2014.
I can't get over how absurd it is.

How can I find car insurance with 3 major claims on my record?
Personal Finance
In short:I have 2 total losses on my record due to city vehicles pulling out in front of me. They were at fault but the insurance companies don't care. My wife has an at fault accident which was a 3rd total loss on my insurances.Her dad backed our van into another car, it was just an insurance claim.Unfortunately the 2 vehicles are under my name and no there is no way to change this setup.I am obviously having a heck of a time with my insurances, my current insurance company went from

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