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FINANCIAL LOAN OFFER 3%
Personal Finance
Attn:

I am McCain, Steven a Private lender (Investor). We offer funding at the rate of @ 3% interest rate- Interested person should contact us or call 646-470-7854

Mr. McCain, Steven
Email: crowdfunding8@gmail.com

How do I enter a house sale into my accounting package?
Personal Finance
We sold our house and purchased a new one. The money from the sale went into our lawyer's trust account, and then was passed onto the vendor that sold us the new house.In my accounting package, I have a Sales Invoice and a Purchases Invoice, and I need to credit one against the other.Where do I code those transactions that didn't go through my bank account?Should I just create a new account code,

Most cost-effective way to purchase individual bonds?
Personal Finance
I am trying to determine the most cost effective way to go about purchasing individual corporate and municipal bonds that I intend to hold until maturity.Is there great variation in the fees and commissions across brokers?Is there any reason not to use a platform designed for active traders? I intend to make at least one trade per month.

Do laddered term life-insurance strategies give significant savings over getting re-rated with shorter term policies?
Personal Finance
I have been reevaluating my life-insurance strategy and having remembered an article about using laddered term life insurance to give you a higher amount of coverage in the short term with reducing amounts of coverage in the long term. I am a prolific saver, and I have plenty of tax avoidance strategies in place for my long term savings, so I don't really need a discussion of term vs. permanent l

I'm a programmer and need a formula for calculating overal ROI
Personal Finance
I'm programming a web app to track my hedge fund performance. I'd like to find my overall ROI for all time.If I had a beginning balance and my current balance then finding the ROI is easy. For instance ((current balance / beginning balance) * 100) to get the percentage.Where I am having difficulty is in the fact that each week there are debits/credits to the account.So how can I accurately figure

How can I find car insurance with 3 major claims on my record?
Personal Finance
In short:I have 2 total losses on my record due to city vehicles pulling out in front of me. They were at fault but the insurance companies don't care. My wife has an at fault accident which was a 3rd total loss on my insurances.Her dad backed our van into another car, it was just an insurance claim.Unfortunately the 2 vehicles are under my name and no there is no way to change this setup.I am obv

Do I pay tax if I convert INR to CAD to use in Canada
Personal Finance
If as a Canadian resident, I hold an NRE account with an Indian bank and i transfer money earned in CAD to this account. The I earn interest in rupees and want to transfer back to CAD.The interest is tax free in India for NRE account, but when I convert them to CAD to use in Canada, do I pay tax to CRA? Assumption is that I already paid tax on the original CAD which i transferred to india

Financing a vehicle a few months before I expect to apply for a mortgage?
Personal Finance
My wife and I are planning to buy our first home together sometime around June/July time this year so we're mainly in 'piling up cash' mode and are trying to avoid any unnecessary expenses and especially taking out any new credit.However, my winter beater truck has decided that it's time for it to retire more or less immediately. Driving my regular "three season" vehicle out here in winter isn't a

What can a customer do to reduce damage from a data breach?
Personal Finance
A larger retailer admitted recently that hackers were able to steal credit and debit card data for about 40 million customers. Reports say that names, payment card numbers, expiration dates and security codes have been stolen.Since I am customer for the retailer, I am very concerned. And I am unhappy that the retailer has exposed 40 million customers to this risk. And I am angry with these crim

What percentage of my income/assets should I commit to vehicles?
Personal Finance
The past few years have been rough financially (housing crisis and collapse in real estate prices). As a result I have been educating myself about personal finance (credit, debt, budgets, etc). I have been trying to refine my budget to better manage my spending, saving and payoff debt.Now I am trying to determine how much I should spend upon transportation. My current commute is about 30 miles/

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