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Even people that hate fish seem to love shrimp ... unless they are
allergic to it. Shrimp aren't cheap, so follow these guidelines to get
the most for your money.Difficulty:EasyInstructions Things You'll
Need
fresh shrimp
fresh prawns
Groceries
class="error">Avoid shrimp that has already been peeled and deveined -
most shrimp is frozen and then thawed, and the shrimp is less
protected against the freezer without its shell.
Look for shrimp
with firm white meat and a full shell.
Do not buy shrimp with black
spots or rings - except if you're buying black tiger shrimp -as this
indicates that the meat is starting to break down.
Avoid pink
meat.
Make sure the shel
A budget allows you to control your family's spending so that you have
enough money to pay your bills while also saving for vacations,
retirement and your children's education.Difficulty:Moderately
EasyInstructions Things You'll Need
Calculators
File
Cabinets
File Folders
Personal Financial Software
class="error">Get out three months of pay stubs and determine your
average monthly income.
Gather three months of bills, add them up
and divide by three to calculate your monthly fixed expenses such as
rent or mortgage, utilities and phone, car payment, insurance and
student loan payments.
Add together three months of other monthly
expenses, including groceries, clo
Living within your budget can be challenging. A few simple practices
can help ensure that you are successful.Difficulty:Moderately
ChallengingInstructions Things You'll
Need
Calculators
Checking Accounts
Savings
Accounts
Personal Organizers
Personal Financial Software
class="error">List all of your expenses, savings and income from the
past year. Use your checkbook register, credit card receipts and bills
to do this. A computer-based financial program such as Intuit's
Quicken may help.
Determine, as accurately as possible, what
expenses you expect to have for the next year. You can project
expenses for a shorter period, such as the next three months, then
multi
Returning something to a store can be simple or time-consuming,
depending on that store's policy. Know the procedures before you make
your purchase.Difficulty:Moderately EasyInstructions Things You'll
Need
Sales Receipts

Find the sales receipt for
the item you wish to return.
Take the item and the receipt to the
store with you.
At the store, ask where items to be returned should
be taken.
Present the receipt and the item to the cashier or
customer service representative.
Declare your reason for the
return.
Request an exchange, store credit, credit card credit or
cash.
Follow the procedure as explained by the cashier or customer
service represen

Renting a truck and moving your goods yourself is a great way to save
money. But don't skimp on the insurance! Here are some ways to make
sure your property is adequately documented and covered in
transit.Difficulty:ModerateInstructions Things You'll
Need
Insurance
Spiral Notebooks
Camcorders
Cameras
class="error">Seriously consider buying insurance from the truck
rental company.
Talk to the truck company's customer service
representative about insurance offered by the company. Ask about
damage/waiver protection, cargo protection and medical/life protection
and what is covered and not covered under each plan. (See Tips,
below.)
Make an inventory list of the ite
Truck rental companies estimate that you can save as much as 50
percent by renting and driving a truck yourself, rather than relying
on a moving company. Is the extra hassle worth it to you? Here are
some things to consider.Difficulty:ModerateInstructions Things
You'll Need
Phone Books
Calculators
Measuring Tapes
Moving
Companies
Pens
Spiral Notebooks

Establish
how far you're moving.
Decide what you will move and what you will
leave behind.
Make an inventory of the contents of your home, room
by room.
Estimate the volume of your belongings (usually in cubic
feet).
Consider your resources - your budget, your health, and what
friends, fa


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