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Should a Long-Term Care Insurance Policy Include Home Health Care?
by chanley in Personal Finance
Having adequate long-term care insurance coverage is an important key to financial security for seniors. It is estimated that 70 percent of people over age 65 will need some level of long-term care during their lifetime. Long-term care is defined as assistance with the activities of daily living such as bathing, toileting and dressing. The inclusion of home health care benefits in a long-term care

Patient Protection & Affordable Care Act & the Health Care & Education Reconciliation Act of 2010
by Stephen Judge in Business
The Patient Protection and Affordable Care Act, better known as the health care reform act, and the Health Care & Education Reconciliation Act were both signed into law in March 2010 as part of President Obama's efforts to reform the nation's health care system. The president's efforts have been met with controversy, however, because many members of Congress were opposed to the health care reform

Differences Between Long-Term Care Facilities and Acute Care Physician Clinics
by el-Capitan in Health
Proper medical care is essential during the recovery stage. Whether long-term or short-term care, choosing proper medical care can often help accelerate the healing process. The decision between an acute care physician clinic or a long-term care facility depends on the amount of medical attention needed and the expected recovery time. Acute Care Physician CentersThe ABC News health care glossar

Is Adult Day Health Care Covered by Long Term Care Insurance?
by nasy in Personal Finance
Services and activities provided by adult day care centers can be covered by long-term care (LTC) insurance policies. These facilities provide patients with the same type of care they would receive at home but in social settings. Several types of adult day care centers are available that specialize in different areas of interest. Patients benefit from the facilities' social activities and services

What Types of Care Do Long-Term Care Insurance Policies Cover?
by jeffrey in Health
People who have a chronic medical condition, disability or cognitive impairment (such as Alzheimer's) may need long-term care services to function in daily life. These services may include both medical services and help with the activities of daily living, such as dressing and bathing. Long-term care insurance polices vary in what they cover, how much they cover for how long and where they cover s

Differences Between Managed Care Organizations & Universal Health Care
by scott.sizemore in Health
In the world of health care, managed care and universal care represent contending philosophies and approaches. Managed care means medical treatment is limited by guidelines set down by a private insurance carrier. With universal care, everyone has access to some form of medical treatment; public agencies set fees, collect premiums and process payments. Although many industrialized nations in Europ

Will Long-Term Care Insurance Cover Home Care?
by besn in Personal Finance
Long-term care insurance plans (LTC) pay for home care and a host of other services that are not covered by Medicaid or regular health insurance. These services are chosen by policy owners to help insureds with daily activities for selected periods of time. LTC insurance plans are bought individually through private insurers while some employers offer coverage to their employees. Information ab

Patient Flow From Intensive Care to Lower Level of Care
by JoeKaras in Health
The intensive care units of hospitals are designated for patients who require critical medical attention. When doctors deem patients ready, they move them to a lower level of care. The transition between various levels of care within a hospital is known as patient flow. ProcessPatient flow is a systematic cycle based on a series of inputs and outputs, according to the National Association of Pu

Can You Bill Medicare for Home Health Care if Getting Hospice Care?
by William Burke in Health
Medicare Part A contains benefits for both home health services and hospice care. Hospice care is provided to terminally ill people within the last six months of life. It focuses on the patient's comfort and dignity rather than aggressive treatment, and is generally supplied at the patient's home. Technically home health and hospice are two different benefits, but most hospice services are provide

Standards of Care for Adult Foster Care Homes in Michigan
by Naveen in Health
The Michigan Department of Human Services (DHS) and Bureau of Child and Adult Licensing (BCAL) regulates licensing and monitors the standards of care for licensed adult foster care homes. Any facility offering room and board to 21 or more unrelated persons aged 60 or older is required to comply with BCAL requirements. Personal CareAdult foster care home licensees are required to provide assista

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