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Is Flood Insurance Needed If You Are in a Flood Zone & the Home Is Paid Off?
by alexandruz in Personal Finance
Lenders require most people who purchase a home in a high-risk flood zone defined by the National Flood Insurance Program to purchase flood insurance and incorporate premiums into mortgage payments. Once a homeowner pays off his mortgage and owns his house outright, there are no requirements that he continue to purchase flood insurance, and coverage can be discontinued. As with any type of insuran

What Is a Flood Way?
by cbrunny in Hobbies, Games & Toys
A flood way in the United States is a FEMA-approved area that, in case of a flood, is able to absorb and safely contain excess flood water. A flood way is designed to stand between you and the full severity of a flood. Definition of a Flood WayA flood way, or "Regulatory Flood Way," is a designated river channel and adjacent land, built near waterways that experience periodic flooding, accordin
TAGS : What Flood

How to Dry out After a Flood
by stlcardinals in Home & Garden
Floods are devastating natural disasters that can take years to recover from. Coming home to a damaged home can be emotionally crushing, but it's important to keep a level head when approaching the ruins of your home. It's important that you follow certain steps to keep yourself safe from waterborne pathogens and hazards lurking underneath the water. Following procedure will also protect your home
TAGS : After Flood

What to Do During a Flood
by Andrew Mattie in Health
Floods are one of the most common weather hazards in the United States and cause millions of dollars in damage every year. However, there are ways that you can prepare for destructive weather and protect your family. PreparationThe best way to protect yourself during a flood is to have a good plan for prevention before it even happens. Low-lying flat areas are at a much higher risk for flooding
TAGS : What During Flood

What to Do in a Flood?
by DSLer in Education
Disaster situations typically catch people off guard and the danger is something most rarely encounter. A flood is particularly frightening because of the quickness with which it arrives and the total destruction it can wreak. Surviving a flood scenario requires level-heads and willingness to proceed to safe areas. Delay can lead to potentially life threatening circumstances, but panic can place y
TAGS : What Flood

What Is a UDP Flood?
by Trevor Dickson in Computers
The user datagram protocol (UDP) is a sessionless, or automatic, protocol that sends out packets, or groups of data. Protocols are sets of guidelines, or standards, that manage how data is transmitted over networks such as the Internet. The UDP protocol can be used to initiate a UDP flood attack. Denial-of-ServiceA denial-of-service (DoS) attack refers to an attack on a network geared toward ma
TAGS : What Flood

What Causes Rivers to Flood?
by cakephp in Home & Garden
Many people enjoy floating down a peaceful river in a canoe or boat but a river in flood changes peaceful experiences to threatening danger. Flooded rivers can damage crops and homes and endanger human lives especially during a flash flood. The causes of flooding rivers vary but the resulting damage remains consistent Heavy RainfallRivers take water from above ground and underground streams. N

Who Must Buy Flood Insurance?
by AdamK47 in Personal Finance
The U.S. federal government relies on a program of federally backed flood insurance to respond to flood hazards. It provides mitigation grants to communities participating in the flood insurance program to reduce flood impacts. Participation requires that homeowners in the community's most flood-prone areas purchase flood insurance. National Flood Insurance ProgramThree federal agencies work to

What Is a Par 38 Flood Light?
by bikefixxer in Home & Garden
PAR stands for parabolic aluminized reflector, a term used for bulbs with a reflective coating inside that directs the light they produce. The number refers to the bulb's diameter in 1/8-inch segments, so a 38 bulb would be 4.75 inches in diameter. Indoor UseDespite the name, PAR 38 floodlights do have indoor uses, in such areas as display lights and recessed ceilings. Because of the heat produ
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House Flood Causes
by Magic Carpet in Home & Garden
Aside from flash floods, heavy rainfall and tsunamis, there are several other reasons why houses get flooded. Structural issues in the home or its surroundings such as blocked sewer access, overflowing septic tanks or poor soil drainage cause most incidents. Basements and crawlspaces are the most common areas where house flooding takes place. Faulty FoundationsHomes built near coastal regions a
TAGS : House Flood Causes

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